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ESG PRESENTATION

ANZ CARBON COMMITMENTS AND DISCLOSURE HOW ANZ'S LENDING IS SUPPORTING THE PARIS GOALS - FY19/20 HIGHLIGHTS Thermal Coal Mining Exposures: Since 2015 (when the Paris Agreement was reached), we have more than halved our exposures to thermal coal mining ($1.70bn to ~$600m). Several of our diversified mining customers have also acted to divest their thermal coal interests in recent years, or signalled their intention not to invest in expansionary capex. • Our exposure to thermal coal mining is a small portion of our overall lending (at 31 March 2020 our exposure was ~$600m, less than 0.1% of our Group exposure at default). Oil & Gas Extraction Exposures: • • Since 2015, our exposures to oil and gas extraction companies has been relatively stable ($8.6bn to $8.5bn). Our support of gas companies in recent years has helped to reduce or contain emissions in a number of ways: . • Gas has played an important role in firming intermittent renewable generation, which has facilitated a faster rollout of these technologies than what otherwise might have occurred Australian LNG exports has enabled coal-to-gas switching in fast-growing Asian countries that has played a key role in preventing faster growth of global emissions¹ Several of our customers have set, or are intending to set, targets to reduce fugitive emissions of methane in upstream production. Our exposure to oil and gas extraction is a small portion of our overall lending (at 31 March 2020 our exposure was ~$8.5bn, or ~0.8% of our Group exposure at default). 1. International Energy Agency's 2019 'Role of Gas' report. ANZ 39
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