Highlights of Q3 FY22 Results

The Bank has reduced concentration risk on the asset side since merger; Top 10 borrowers' concentration reduced significantly Section 5C: Assets Update The non-infra corporate funded assets were reduced by 3% in the Infrastructure financing (Rs crore) has reduced by 31% in the last year 2 in Rs. crore 1 in Rs. crore last year 32,155 26,832 27,039 23,207 22,499 21,459 21,647 14,840 10,808 8,051 Mar-18 Mar-19 Mar-20 Mar-21 Dec-21 3 The Bank reduced Infrastructure financing portfolio as % of total funded assets from 37% (Mar-18) to 6.6% (Dec-21) 4 36.7% 19.4% 13.9% 9.2% 6.6% Mar-18 Mar-19 Mar-20 Mar-21 Dec-21 The Bank also proactively reduced the concentration risk by improving top 10 borrowers' concentration from 18.8% (Mar-18) to 4.3% (Dec-21) 18.8% 9.8% 7.2% 5.9% 4.3% Mar-18 Mar-19 Mar-20 Mar-21 Dec-21 Mar-18 Mar-19 Mar-20 Mar-21 Dec-21 56 IDFC FIRST Bank

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