Investor Presentaiton

Company Overview Net NPA Business Overview Net NPA % 2.04% 1.96% 1.98% 1.91% 1.74% 217 222 214 217 195 Earnings Asset Quality Ratios Digital Penetration Strategy -Gross NPA % Amt in Cr Gross NPA 4.71% 3.54% 3.51% 3.22% 2.86% 513 409 401 326 353 Q1 FY20 Q2 FY20 Q3 FY20 Q4 FY20 Q1 FY21 Q1 FY20 Q2 FY20 Q3 FY20 Q4 FY20 Q1 FY21 Provision Coverage Ratio Slippage Ratio Recovery Rate 80.31% 80.02% 79.88% 79.45% 81.73% 0.75% 0.55% 0.50% 0.31% 0.05% Q1 FY20 Q2 FY20 Q3 FY20 Q4 FY20 Q1 FY21 Q1 FY20 Q2 FY20 Q3 FY20 Q4 FY20 Q1 FY21 CSB Bank Investor Presentation Q1 FY21 7% 5% 5% 5% 2% Q1 FY20 Q2 FY20 Q3 FY20 Q4 FY20 Q1 FY21 CSB Bank Formerly The Catholic Syrian Bank Ltd.

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