HDFC Q3 FY22 Financial Highlights

HOUSING ACROSS INCOME GROUPS Housing Loan Approvals Based on Income Slabs Apr-Dec FY22 In Value terms HIG 44% MIG 43% In Number terms HDFC WITH YOU, RIGHT THROUGH MIG O HIG 22% LIG / EWS 30% LIG / EWS 13% 48% Economically Weaker Section: Up to Rs. 0.3 mn p.a Middle Income Group: Above Rs. 0.6 mn to Rs. 1.8 mn p.a. Housing Loans to EWS & LIG Segments • • Low Income Group: Above Rs. 0.3 mn to Rs. 0.6 mn p.a. High Income Group: Above Rs. 1.8 mn p.a. 30% of home loan approvals in volume terms and 13% in value terms has been to the EWS & LIG segments Average home loan - EWS: Rs. 1.11 mn, LIG: Rs. 1.95 mn Credit Linked Subsidy Scheme (CLSS): HDFC has the highest number of beneficiaries at over 270,000, with cumulative disbursements of Rs. 459 bn and a subsidy amount of Rs. 63 bn. 17

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