BRI Performance Highlights and Green Initiatives

DEPOSIT - BANK ONLY Strong CASA Growth with Manageable Cost of Fund Deposits Growth (IDR Trillion) YoY 15.3% 1,300.8 Deposits Composition, COF 3.58% 3.47% 1,127.8 3.22% 1,052.7 4.0% 3.49% 430.2 969.8 3.21% 898.0 3.06% 33.1% 413.9 410.5 397.5 342.7 36.7% 38.2% 39.0% CASA 21.9% 41.0% 2.05% 1.87% 494.6 459.1 378.9 404.4 521.0 5.4% 1.91% 1.73% 349.5 219.4 176.4 167.8 183.0 59.3% 61.8% 59.0% 61.0% 63.3% 66.9% 2018 2019 2020 2021 2022 Demand Deposit Saving Time Deposit O-Total 2018 2019 2020 2021 2022 Low Cost High Cost Cost of Fund (Liabilities) Cost of Deposits Note: all numbers are bank only, unless stated as consolidated BRI 44

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