Investor Presentaiton

Attachment 4 - Capturing Market Share in Growing Total Addressable Market Annual transaction value of card payments acquired in Australia¹ ($ billion) - as at 30 June 2021 ~3.8% market share $677b · Tyro's estimated market share of total card payments acquired in Australia - as at 30 June 2021 4.0% 3.5% 5.1% CAGR (30 June 2016- 3.0% 30 June 2021) 2.5% ~14% market share ~$180b Health, Hospitality and Retail SMEs 2.0% 1.9% 1.6% 1.5% 1.4% 1.0% 0.5% 2.2% 2.7% 3.0% 3.8% FY15 FY16 FY17 FY18 FY19 FY20 FY21 1 Source: RBA C1.1 (Credit and Charge Cards - Original Series - Aggregate Data); RBA C2.1 (Debit Cards - Original Series); RBA C2.2 (Prepaid Cards - Original Series); internal company data. Includes the total value of transactions acquired in Australia for credit and charge cards, and debit cards and the total value of transactions for prepaid cards. While our payments product can be used by businesses across different verticals and size of merchants, we provide our assessment of annual transaction value for small and medium-sized enterprises in our core verticals of Health, Hospitality and Retail. This has been estimated by multiplying the count of SMEs in these core verticals at 30 June 2020 by the estimated proportion of these merchants that accept card payments and average transaction values by vertical per merchant across 'card-present' and 'card-not-present' by reference in particular to our aggregated merchant data, and applying a growth rate (based on CAGR of total industry transaction value acquired from 30 June 2015 to 30 June 2020) to determine a figure as at 30 June 2021. Market sizes and subsets of those amounts are provided to illustrate their sizes relative to our relevant performance metrics and do not imply that we could achieve 100% penetration of them. Market share is based on our FY21 transaction value. Source: Internal management estimates based on available RBA statistical data available at time of results 32 32

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