Creating the Future of Finance - Breakthrough Innovation slide image

Creating the Future of Finance - Breakthrough Innovation

K KASIKORNTHAI Revenue by Business December 2022 (Consolidated) Loans Portfolio structure Retail Business Corporate Business (29.7%) Average Yield: 5-7% (37.3%) Average Yield: 2-4% SME Business (33.0%) Average Yield: 5-7% ธนาคารกสิกรไทย 开泰银行 KASIKORN BANK Non-interest Income Retail Business (46.1%) Corporate Business (34.3%) SME Business (19.6%) * Non-interest income excludes capital market business, treasury business and others Note: Loan portion and loan yield of each customer segment includes loans from the Enterprise Risk Management Division (NPL + Performing Restructured Loans); figures are not comparable with loan data in other pages บริการทุกระดับประทับใจ K KASIKORNTHAI Corporate Business: Key Performance Multi-Corporate Business Large Corporate Business Medium Business Small & Micro Business High Net Worth Individual ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK Affluent Middle Income Mass ■Aim to be trusted partner to enrich customers' businesses with best-in-class financial services and solutions Provide innovative and multi-sourced fund raising Offer total solutions for collection, payment, and settlement Enhance digital solutions and platforms Key Performance 51 Main Bank #1 Corporate Bond Underwriting #1 Mutual Fund Supervisor Increased Main Bank Status* to 40% in 2022 With 17% market share in 2022 • With 39% market share in 2022 30% 50% I 42% 43% 22% 20% 40% 37% 38% 39% 19% 19% 20% 17% 30% 10% (#2) (#3) (#1) 20% (#1) (#1) (#1) (#1) (#1) (#1) (#1) 10% 0% 2019 2020 2021 2022 2018 2019 2020 2021 2022 Source: The Thai Bond Market Association (ThaiBMA) Source: SEC (include PPF, IFF) 39% 40% 40% 34% 30% 20% 10% 0% 0% 2018 2018 2021 2022 Note: *Main Bank Status = % of customers in the market who use KBank and its wholly-owned subsidiaries as their main operating bank and/or main savings and investment bank and/or main borrowing bank ** MB = Multi-Corporate Business, CB = Large Corporate Business บริการทุกระดับประทับใจ 52 62
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