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Investor Presentaiton

A new approach to our development assets A combination of local market expertise and deep sector know-how creating a real estate "one-stop-shop" Arion Bank is exploring the option of creating a new local real estate company focusing on development, construction and aftermarket leasing Robust real estate company A strong real estate and development company that covers the entire real estate process from start to finish • This includes a potential listing 17 . Land Portfolio Unbuilt or planned land Development projects in planning Rental Units Residential apartments Commercial buildings Service apartments 正 Contractors Ground operators Construction companies Trade services Unique consolidation domestically Development and construction operations combined with rental company Suppliers Material production companies . Import suppliers Social commitment Contribution to housing development in harmony with evolving social needs, with significant involvement from pension funds and municipalities Listing on Nasdaq Iceland Listing on the stock market a possible scenario, offering more flexibility and maximizing the value for Arion shareholders
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