Investor Presentaiton

CREDIT QUALITY - PORTFOLIO COM POSITION CD loan portfolio 1st Bucket 2nd Bucket 3rd Bucket 4th Bucket 5th Bucket 2.50% 98.11% 98.40% 98.06% 98.11% 97.72% 98.07% 97.83% 98.38% Two & Three wheeler loan portfolio 11st Bucket 2nd Bucket 3rd Bucket 4th Bucket 5th Bucket 5+ Bucket 88.84% 89.80% 89.92% 89.34% 89.15% 83.93% 85.67% 85.88% 18.0% 16.0% 2.00% 14.0% 12.0% 1.50% 10.0% 8.0% 1.00% 6.0% 0.50% 4.0% 2.0% 0.00% 0.0% SEP 15 DEC 15 MAR 16 JUN 16 SEP 16 DEC 16 MAR 17 JUN 17 SEP 15 DEC 15 MAR 16 JUN 16 SEP 16 DEC 16 MAR 17 JUN 17 Lifestyle finance loan portfolio Digital product finance loan portfolio 11st Bucket 2nd Bucket 3rd Bucket 4th Bucket ■5th Bucket 98.37% 98.40% 98.29% 97.48% 97.18% 97.41% 97.32% 97.32% 1st Bucket 2nd Bucket 3rd Bucket 4th Bucket 5th Bucket 4.50% 96.66% 97.24% 96.89% 96.52% 96.12% 96.84% 97.27% 97.87% 3.00% 4.00% 3.50% 2.50% 3.00% 2.00% 2.50% 1.50% 2.00% 1.50% 1.00% 1.00% 0.50% 0.50% 0.00% 0.00% Sep 15 Dec '15 Mar 16 June '16 Sept '16 Dec '16 Mar'17 Jun 17 Sep-15 Dec-15 Mar-16 Jun-16 Sep-16 Dec-16 Mar-17 Jun-17 21

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