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Investor Presentaiton

LKR Bn Customer Deposits 350 300 250 Customer deposits NDB bank Re-launched Ithuru Karana Maga - NDB's iconic proposition for savings as a life's habit 200 256 NDB 221 150 203 134 159 100 115 100 50 73 51 30 37 45 53 52 2013 2014 2015 2016 2017 Q3 2017 Q3 2018 FCY LCY . Quantum increase in deposits . YTD LKR 56 bn • YoY LKR 74 bn • Increase in CASA base - LKR 12 bn • the nine months period. Q3 2018- 21.4% CASA Ratio well maintained throughout Ithuru Karana Maga Learn the skill of SAVING SAVING ඉතුරු and excel in life Saving is a must-have skill if you want to excel in life. Truly mastering this skill means learning, practicing and applying it in every day life. NDB Ithuru Karana Maga will ensure you receive a step-by-step guide to mastering the skill of saving. Join the NDB Ithuru Karana Maga movement. 18
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