Investor Presentaiton

Total Loans Recorded at Rp142.3 Trillion with Diversified Sectors Loans Gross by Types Rp trillion, % ■Working Capital Investment Consumer * Loans Gross by Sectors % Composition 30 June 142.3 Service 2023: 19% 12.0% 2022: 18% 127.1 15% 14% 45% 43% 40% 43% 30 June 2022 * Consumer loans include employee loans → OCBC NISP OCBCNISP Information Classification: Public 30 June 2023 Construction 2023: 3% 2022: 4% 2023: Rp142.3 trillion 2022: Rp127.1 trillion Agriculture & Mining 2023: 7% 2022: 10% Others ** 2023: 19% 2022: 15% Manufacturing 2023: 30% 2022: 31% **Includes Consumer loans, and electricity, gas, & plumbing Trading 2023: 22% 2022: 22% 80

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