NORD/LB Group Presentation
9M2023 Results
Portfolio quality remains at a high level - additional buffer reinforced
Development of risk provisions 9M2023,
in €m
Additions
Total
-34
Private & Comm. Customers
0
Corporate Cust. & SBN
-39
Markets
Energy and Infrastructure
Aviation
SCPO
Commercial Real Estate -69
Other
NPL ratio, in %
0.7
0.7
-1
30 Sep 2022
30 Sep 2023
Finanzgruppe
0
2
Recoveries
30
44
Management Adjustment, in €m
300
260
77
66
107
I Private & Comm.
Customers
Corporate Cust. & SBN
103
7
SCPO
6
Commercial Real Estate
103
79
6
6
30 Jun 2023
30 Sep 2023
Risk reduction from transformation is sustainable
Broad sector diversification while concentration and cluster risks are
being avoided
Stable Non-Performing Loan ratios across all portfolios, moderate
increase in real estate
22
NORD/LBView entire presentation