KBank's Strategic Acquisition in Muang Thai Group Holding
K
KASIKORNTHAI
Growth Strategy: Penetrate Regional Market
ธนาคารกสิกรไทย
开泰银行 KASIKORNBANK
■To achieve rapid regional digital expansion in AEC+3 using 3 strategic plays to build growth
momentum and accelerate customer base development and financial returns
China
Strategy
AEC
A
B
Aggressive Play: Aggressively grow corporate lending
Serving Local Large Corporates, Thai Directed Investors and AEC+3 Investors
Local Large
Corporates
Thai Direct
Investment (TDI)
AEC+3
Mass Acquisition Play: Acquire more customers
Key Achievements in 1Q23
We have successfully established KBank footprints in every
country in the region and offer international standard
financial solutions to all customer segments
KBank China became the biggest Thai bank in
Shenzhen in terms of assets
• KBank Vietnam - Ho Chi Minh City (HCMC) branch
was established in November 2021 with an aggressive
customer acquisition execution resulting in more than
450K retail customers on K PLUS by 1Q23
KBank Cambodia Phnom Penh branch captured
local corporate customers and became the biggest Thai
bank in Cambodia in terms of loan asset size
• KBank in collaboration with Bank Maspion Indonesia
successfully launched QRIS – a bill payment service for
merchants - as the first product to be introduced after
the increase of its shareholdings to 67.68%
Acquiring local SME and individual customers
via partners' platforms
Business
Retail
Acquiring local SME and individual customers
via transactional banking channels and partners
Business
Retail
Supply chain financing Retail online lending
K-Cyber
Banking
EDC
Ecosystem
Partners
K+
ATM/
Agent
C
Disruptive Play: Grow digital lending with more local partners
Capturing credit needs of individual customers with high-yield credit via E2E online credit tech
Better ME
Better SME
Digital Lending
Ecosystar
Note: EDC Electronic Data Capture Machine
E2E
Enterprise to Enterprise
QRIS Quick Response Code Indonesia Standard
บริการทุกระดับประทับใจ
31
37
K
KASIKORNTHAI
ธนาคารกสิกรไทย
开泰银行 KASIKORNBANK
Penetrate Regional Market: Asset-Light Regional Expansion into AEC+3
■Growth in regional markets: strategically focusing on AEC+3 markets, KBank pursues an integrated regional operating
model: physical footprint, digital platform, and regional partnerships
Physical Footprint
Note:
South Korea
China
Lao PDR.
Myanmar
Cambodia
Japan
Vietnam
Indonesia
Two subsidiary banks: KASIKORNTHAI BANK (Lao PDR) with two branches in Ponesinuan and Lane Xang,
KASIKORNBANK (CHINA) with three branches in Shenzhen, Chengdu, Shanghai and one sub-branch in Long Gang
- Four international branches: Cayman Islands, Hong Kong, Phnom Penh and Ho Chi Minh City
- Six representative offices: Beijing, Kunming, Tokyo, Yangon, Hanoi and Jakarta
One strategic partner: Maspion Bank in Indonesia; KASIKORN Vision Financial Company Pte. Ltd. (KVF) signed a
Conditional Sale and Purchase Agreement (CSPA) to purchase 67.50% of shares in Bank Maspion Indonesia from 9.99%
current holding, which has finalized on December 9, 2022 (KBank and KVF together had held a total of 40% of shares in
Bank Maspion Indonesia since October 28, 2022)
- Global partners with 80 banks in 15 countries: 50 Japanese partner banks; 10 Chinese partner banks; 1 Hong Kong bank;
3 Korean partner banks; 12 ASEAN partner banks (in Vietnam, Indonesia, Lao PDR, Cambodia, Philippines, Brunei,
Malaysia and Singapore); 3 European regional banks (in Germany and Italy) and 1 Indian Bank
บริการทุกระดับประทับใจ
Lao PDR. Cambodia Myanmar Vietnam Indonesia
Japan
China
Digital Platform
X-Border Multi-Currency Settlement
X-Border THB Direct Settlement
X-Border Retail Payment
Partnership
AEC
con mask VietinBank
a man na
A bank BCA
BANK MASPION
AYA Bank
KBZ BANK
Hana Bank +
靜岡銀行
HICH BANK
S 中国民生银行
CHUGOKU BANK
△ 愛知銀行
...and others
型
二百十四旅行
Maybank
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