Investor Presentaiton
Provision for Contingencies (ECL)
Rs in lakhs
Particulars
31-Mar-23
Consolidated
30-Sep-22
31-Mar-22
Gross Stage 3
7,767
8,692
6,184
% portfolio in Stage 3
ECL Provision Stage 3
Net Stage 3
Provision coverage ratio (PCR)
Gross Stage 2
% portfolio in stage 2
1.15%
1.47%
1.19%
1,942
2,173
1,546
5,825
6,519
4,638
25.00%
25.00%
25.00%
31,998
29,819
45,156
4.75%
5.03%
8.72%
ECL Provision Stage 2
2,551
1,915
1,021
Net Stage 2
29,446
27,904
44,135
Provision coverage ratio (PCR)
7.97%
6.42%
2.26%
Gross Stage 1
6,34,066
% portfolio in stage 1
ECL Provision Stage 1
Net Stage 1
Provision coverage ratio (PCR)
Total AUM
ECL Provision
Provision coverage ratio (PCR)
94.10%
2,625
6,31,441
0.41%
6,73,831
5,54,716
93.51%
1,886
5,52,830
0.34%
5,93,227
4,66,620
90.09%
1,602
4,65,018
0.34%
7,119
1.06%
5,974
1.01%
5,17,960
4,169
0.80%
22
22
Q4 FY 23 Investor Presentation
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