Investor Presentaiton
Section 4: The Bank continues to see strong growth in CASA and Retail Term Deposits
In Rs. Crore
Legacy Long Term Bonds
Infra Bonds
Refinance
Other Borrowings
Total Borrowings (A)
CASA
Retail Term Deposits
Wholesale Term Deposits*
Total Customer Deposits (B)
Certificate of Deposits (C)*
Borrowings + Deposits (A)+(B)+(C)
Money Market Borrowings
CASA % of Deposits
CASA % of Borrowings + Deposits
Mar-19
Dec-19
Mar-20
QOQ%
YOY %
15,752
12,705
12,013
-5%
-24%
10,434
10,434
10,434
0%
0%
4,047
13,478
14,738
9%
264%
23,256
15,196
12,984
-15%
-44%
53,490
51,812
50,169
-3%
-6%
7,893
16,204
20,661
28%
162%
8,769
16,708
18,127
8%
107%
23,842
21,719
18,931
-13%
-21%
40,504
54,631
57,719
6%
43%
28,754
12,720
7,111
-44%
-75%
122,748
119,164
114,999
-3%
-6%
16,493
15,213
7,228
-52%
-56%
11.40%
24.06%
31.87%
5.67%
12.06%
16.90%
*The reduction in Wholesale Term Deposits by 21% YoY and Certificate of Deposits by 75% YoY represents our focus on growing the CASA and
Retail Deposits which are more sticky in nature. Thus, we have increased such deposits by Rs. 22,126 crores during the year.
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