Investor Presentaiton

THE BANK WE'RE BUILDING GIVING CUSTOMERS ACCESS TO... THE BANK WE'RE BUILDING Propositions Easy to use services that improve the financial wellbeing and sustainability of customers Platforms More agile and more resilient banking infrastructure platforms provided to ANZ and third parties Partnerships Integrated, data-enabled, Home Owner and Business Owner ecosystems People A diverse team, who listen, learn and adapt to deliver outcomes that address financial and sustainability challenges ...and delivering consistently strong shareholder returns ANZ 38

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