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Investor Presentaiton

US Inflation and CPI Composition U.S. inflation: Consumer price index (CPI) 10% 10% U.S. CPI basket weights (eight major groups) Other goods & services 2.7% Education & communication 8% 8% Total CPI (y/y) 6% Core CPI (y/y) 4% Recreation 5.8% Food & beverages 14.4% 5.4% 6% Medical care 8.1% 4.3% 4% 3.7% 2% 0% 2% 16.7% Transportation 44.4% 0% Housing 2.5% -2% -2% Apparel 1990 1995 2000 2005 2010 2015 2020 2025 NATIONAL BANK ANGUS WATT FINANCIAL WEALTH MANAGEMENT ADVISORY GROUP+ Source: National Bank CIO Office (Dada via Refinitiv)

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