International Banking Volume & Growth Summary

CANADIAN RETAIL: LOANS AND PROVISIONS (Spot Balances as at Q4/17, $B) $205.8 Total Portfolio: $283 billion1; 93% secured² $37.5 $32.8 $6.8 % secured Mortgages 100% Lines of Credit Personal Loans Credit Cards 61% 99% 3% PCL2 Q4/17 Q3/17 Q4/17 Q3/17 Q4/17 Q3/17 Q4/17 Q3/17 $ millions 5 3 60 61 78 83 67 67 % of avg. net loans (bps) 1 1 75 77 86 94 405 409 1 Includes Tangerine balances of $7 billion 2 81% secured by real estate; 12% secured by automotive Scotiabank® 32 32

View entire presentation