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Investor Presentaiton

MORGAN STANLEY BANK ASIA LIMITED UNAUDITED SUPPLEMENTARY FINANCIAL INFORMATION Year ended 31 December 2020 H. PILLAR 3 DISCLOSURE (CONTINUED) Table CCA: Main features of regulatory capital instruments (continued) 35 Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument in the insolvency creditor hierarchy of the legal entity concerned). Quantitative qualitative information Not applicable 36 Non-compliant transitioned features 37 If yes, specify non-compliant features Footnote: No Not applicable 1. Regulatory treatment of capital instruments subject to transitional arrangements provided for in Schedule 4H to the BCR. 2. Regulatory treatment of capital instruments not subject to transitional arrangements provided for in Schedule 4H to the BCR. Information relating to the disclosure of the full terms and conditions of the Company's capital instruments can be viewed on the website: http://www.morganstanley.com/about-us/global-offices/hong-kong. Template CCyB1: Geographical distribution of credit exposures used in countercyclical capital buffer ("CCyB") Applicable JCCyB ratio in effect Geographical breakdown by Jurisdiction (J) As at 31 December 2020 RWA used in computation of CCyB ratio % US$'000 AI-specific CCyB ratio % CCyB amount US$'000 Hong Kong SAR 1.000% 608,851 2 Luxembourg 0.500% 69,442 3 Sum 678,293 4 Total (Note) 1,119,146 0.575% 11,349 Note: The geographical allocation of private sector credit exposures to the various jurisdictions is based on "ultimate risk basis". "Ultimate risk basis" means the allocation of exposures to the jurisdictions where the risk ultimately lies, as defined as the location where the "ultimate obligor" resides. Total RWA on Row 4 represents total sum of the RWA for private sector credit exposures across all jurisdictions to which the Company is exposed, including jurisdictions with no applicable JCCyB ratio or with applicable JCCyB ratio set at zero. The CCyB amount as at 31 December 2020 represents the Company's specific CCyB ratio multiplied by the Company's total RWA, as specified by the standard disclosure templates issued by the HKMA, instead of the Company's RWA relating to private sector credit exposures. 98 86
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