Evolving Corporate Strategy and Financial Overview

4 Scaling Up Domains: Recovery in Growth following Asset Quality Outperformance Domains Contributes 42% of Loan Book Others 58% Vehicle Finance 26% BFIL 12% Diamond Finance 4% BFIL Loan Book (Rs in crore) 35,209 31,813 25,507 22,428 Mar-20 Mar-21 Mar-22 Mar-23 GNPA & restructured book lower than industry during pandemic 51 Vehicle Finance (Rs. in crore) 75,243 61,313 61,923 57,054 Mar-20 Mar-21 Mar-22 Mar-23 Gems & Jewellery Finance (Rs. in crore) 12,017 10,780 8,355 7,369 Mar-20 Mar-21 Mar-22 Mar-23 Asset quality outperformance across vehicle categories • No Restructuring No NPA No SMA1 & SMA2 IndusInd Bank

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