Investor Presentaiton

Selected Balance Sheet and Other Data [HomeStreet As of: $ Thousands, except per share data Mar. 31, 2022 Dec. 31, 2021 Sep. 30, 2021 June 30, 2021 Loans Held For Sale $59,150 $176,131 $395,112 Loans Held for Investment, net 5,826,546 5,495,726 5,299,741 $225,241 5,332,626 Mar. 31, 2021 $390,223 5,227,727 Allowance for Credit Losses Investment Securities Total Assets Deposits 37,944 47,123 54,516 59,897 64,047 1,083,640 1,006,691 983,038 1,007,658 1,049,105 7,510,894 7,204,091 7,372,451 7,167,951 7,265,191 6,270,535 6,146,509 6,359,660 6,086,527 6,131,233 Borrowings Long-Term Debt Total Shareholders' Equity 273,000 41,000 50,000 84,500 224,137 126,026 125,979 125,932 125,885 601,231 715,339 710,376 708,731 701,463 Other Data: Book Value per Share $32.15 $35.61 $34.74 $34.09 $32.84 Tangible Book Value per Share(1) $30.47 $34.04 $33.18 $32.53 $31.31 Shares Outstanding 18,700,536 20,085,336 20,446,648 20,791,659 21,360,514 Loans to Deposit Ratio 94.5% 93.0% 90.4% 92.3% 92.7% Asset Quality: ACL to Total Loans (2) ACL to Nonaccrual Loans 0.66% 0.88% 1.06% 1.18% 1.34% 320.3% 386.2% 307.8% 287.5% 297.3% Nonaccrual Loans to Total Loans 0.20% 0.22% 0.33% 0.39% 0.41% Nonperforming Assets to Total Assets 0.17% 0.18% 0.26% 0.31% 0.32% Nonperforming Assets $12,581 $12,936 $19,196 $22,319 $23,025 (1) See appendix for reconciliation of these non-GAAP financial measures. (2) The reserve ratio is calculated excluding balances related to loans that are insured by the FHA or guaranteed by the VA or SBA, including PPP loans p. 33

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