Investor Presentaiton

TAN fogether we can Digital Initiatives 1st ✓ UPI Lite- customers can make small payments of up to Rs 200 using on device "wallet". Launch of Banking Services through Whatsapp 0 UPI Onboarding in UPI Using Aadhaar OTP- Authentication In lieu of Debit Card for Customer On-boarding on UPI. Scan & Pay S loის Added: PNB One new features Scan & Pay and UPI payment using IFSC & A/c No Pre-Qualified Credit Card facility for salaried account customers Revamped PNB ONE ONE App Launched #Just one app Self Onboarding Platform for Online Application of Credit Card on 24*7 basis Online Overdraft Facility (e-OD) against offline Fixed Deposit (FD) in PNB One app. 6 Digitalization Page 34

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