Canadian Housing Market and Financial Overview slide image

Canadian Housing Market and Financial Overview

Canada's International Bank Top 10 Bank in the Americas 1,2 Americas 7th largest bank by assets¹ 10th largest bank by market capitalization¹ Full-Service Canada Mexico . Peru • Chile Colombia Caribbean Uruguay Wholesale Operations USA UK Hong Kong Singapore Australia Ireland China • Brazil South Korea Malaysia India • Japan 2018 Bank of the Year Latin America and the Caribbean by LatinFinance FY Change Scotiabank³ Q1 2019 Y/Y Revenue $7.6B +7% Net Income4 $2.3B +4% Return on Equity 13.7% (260bps) Europe Operating Leverage4 (4.3%) n.a. Productivity Ratio 54.1% 220bps4 Total Assets $1.0T 12.0% Ranking by Market Share5 Canada #3 Asia PAC USMCA U.S.A. Mexico Peru Chile Top 10 Foreign Bank #6 #3 #4 in PAC #3 Colombia #5 1 Source: Bloomberg 2/24/19; 2 By assets and market capitalization; 3 Figures adjusted for Acquisition-related costs, including integration and amortization costs related to current acquisitions, and amortization of intangibles related to current and past acquisitions; 4 Exclude employee benefits re-measurement credit of $203MM pre-tax, $150MM after-tax in Q1/18; 5 Ranking based on market share in loans as of December 2018 for PACS, as of November 2018 in Canada for publically traded banks; 6 For the three months ended January 31, 2019; 7 Excluding Corporate adjustments LEADING BANK IN THE AMERICAS Earnings by Geography3,6,7 Other- C&CA 7% 9% PAC 26% 8% 50% Canada U.S.A Americas (>90%) Scotiabank® 5
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