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management report A SBERBANK 62 71 1887 Russian mathematician Ivan Alexeevich Vyshnegradsky occupied the position of Minister of Finance. During the first two years he managed to reduce the budget deficit and increased gold reserves of Russia and the rouble's stability as well. 170 YEARS. BY YOUR SIDE 1881 Russian mathematician Pafnuty Lvovich Chebyshev invented the computation automaton. In contrast to the other computation machines, Chebyshev's invention operates with a speed exceeding 500 computations per hour. 71888 After numerous experiments, Russian physicist Alexander Grigorievich Stoletov discovered the first law of photoelectric effect and created the prototype of the first photocell. 1880-1890 1880s The foundation of the first savings banks under the Khabarovsk, Vladivostok and Yakutsk treasury houses, in the province of Yenisei, and in the capital of Cuban Yekaterinodar (now Krasnodar). 1880s The range of services offered by the savings banks became wider. The conditional deposits i.e. deposits with special purposes appeared. 1880s Commencement of transfer transactions. The funds are transferred in favour of a depositor or other private person by post or telegraph. 170 YEARS. IT'S JUST THE BEGINNING OPENNESS AND GOODWILL A DRIVE FOR PERFECTION INITIATIVE AND CREATIVITY RESPECT FOR TRADITIONS TEAMWORK AND EFFECTIVENESS TRUST AND RESPONSIBILITY INTEGRITY PRUDENCE AND PROFESSIONALISM A HEALTHY LIFESTYLE (MIND, BODY AND SOUL) 1884 Sofia Vasilievna Kovalevskaya- the first woman in the world who became a professor of mathematics. ANNUAL REPORT 2011 During this decade Savings Banks actively developed their branch network. In 1889, the Bank opened its branches at plants, factories, postal and telegraph services institutions. The Bank's services became easily available for the ordinary citizens ↑ 1881 Alexander III came to the throne. He was known as the Peacemaker as there were no wars in Russia during his reign. 1880 The first issue of "Birzhevye Vedomosti"- "newspaper of finance, trade, politics and social life" was published and soon became one of the most powerful and popular newspapers in the country. 1881 Construction of The Historical Museum building in Moscow, under the supervision of architect V.O. Shervud, was completed. 1883 The charter of rural savings-and-loan banks was approved. 1884 The Ministery of Finance became entitled to open savings banks at provincial and district treasuries and open branches in major cities and locations. Forty-two treasury banks were launched into operation. WWW.SBERBANK RU 1889 The State Bank obtained the permition to open savings bank offices at factories and plants. 1888 The 4% bonds of the Western Railroads Society first time appeared in securities portfolio of the savings banks. That was the beginning of savings banks' participation in railroad network development in Russia. 63 management report

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