Investor Presentaiton
Long-Term Financial Targets*
16
Profitability
ROE shall exceed 10 %
As a Bank for investors, with financing know-how, the Bank of Åland has a business model
that shall generate most earnings from operations with limited capital requirements. The
Bank of Åland's earnings will benefit from higher interest rates
The Bank's capital adequacy, primarily defined as CET1 capital ratio
under the Basel regulations, shall clearly exceed all regulatory
Capitalization requirements
Payout ratio
The payout ratio shall amount to 50%
This payout ratio target is subject to the condition that the capital adequacy target
continues to be achieved
During 2021 the Bank of Åland will review its long-term financial targets
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