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Investor Presentaiton

ULTRA MICRO ECOSYSTEM USAGE ENABLERS Widening Customer Point of Access & Building Cashless Ecosystem Phase 1 - Set up the Foundation +1,000 SenyuM Co-location Cashless Ecosystem +7 million Simpedes UMI Accounts +90k Mekaar BRILink Agents (BRI Phase 2 Strengthen - Strengthening Product Portfolio through Monoline Business Model Sales Acquisition Platform Development (SenyuM Mobile) Σ A Sexy Pengsan Tabrangen LIMI П www M Rp 5 n D 园 8 Allowing Cross- selling through BRI, PNM & Pegadaian Sales Channel +72k BRI, PNM & Pegadaian Loan Officers & Salesforce Data Analytics +34 million Integrated Customer Databases +680k BRILink & Pegadaian Agents Optimizing Empowerment Program Dedicated Digital Application for UMI Customers Culture Activation Program BRIGADE MADANI BRI PNM Pegadaian Data Analytics for Hyper- Personalization 40
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