Ambition 2025 | Framing our strategic position
MoMo is well positioned for a successful platform play and a
diversification strategy involving deepening advanced services
MTN Mobile Money at a glance
MTN
Scale*
63%
MoMo Transaction
96%
• Good traction on key
51%
GHS1.0 tn
Value % of GDP
MoMo users as
% of
Transaction
value p.a.
of total market
•
transaction value
adult population
Reach
14.2m
MoMo active users
Activity**
←
~3.2bn
Remittance
value p.a.
52%
293k
144k
MoMo penetration
Active agents
Active merchants
of GSM base
~6bn
Loan
value p.a.
~75bn
Payment
value p.a.
#1
aYo policies
•
.
•
performance drivers -
active users
Accelerating advance
service adoption is key to
sustained growth
Channel evolution towards
digital (MoMo app) will
deliver channel leadership
/ ownership
Open platform play with
leadership on Merchant
and Agent interoperability
Future opportunity: Float
economics
* Based on 2022 Bank of Ghana Data
** Based on 2022 operating performance
46View entire presentation