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Investor Presentaiton

Key Transaction Terms Consideration Deal Value • Tax-free, stock-for-stock exchange Fixed exchange ratio of 1.9749 shares of IBERIABANK common stock for each Gibraltar Private Bank & Trust, Co. ("Gibraltar") share within price collars and floating exchange ratios outside collars (1) $223 million for total equity (2) outstanding based on IBERIABANK Corporation's closing common share price of $80.15 on October 19, 2017 ⚫ $158.29 per Gibraltar common share outstanding (2) ⚫ Estimated $5 million in cash liquidation value of all options outstanding (3) Shareholders' Equity(2) Aggregate Value Including Options (3) 156% 9.9x 159% 10.1x Valuation ⚫ Price / Tangible Book: Multiples • Price / 2019 Earnings (4): Required ⚫ Gibraltar shareholder approval Approvals Customary regulatory approvals Timing • Expected closing in first quarter of 2018 Notes: (1) The agreement provides for a fixed exchange ratio with pricing collars that fix the value received by Gibraltar's shareholders if the weighted average trading price of IBERIABANK Corporation's common stock were to decline below $70.13 per share, or exceed $94.88 per share, over a specified period. (2) No exercise of stock options outstanding. (3) Assumes all stock options outstanding are cashed out at consummation. (4) Full year 2019 incremental earnings from Gibraltar acquisition including synergies 5 IBERIABANK Corporation
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