Investor Presentaiton
Financial performance - 2Q23
Million Baht
2Q22
1Q23
2Q23
Growth (%)
QoQ
YoY
Net interest income
23,526
30,077
31,487
4.7%
33.8%
Net fees and service income
6,726
7,123
6,571
-7.7%
-2.3%
Other operating income
3,940
3,093
4,386
41.8%
11.3%
Total income
34,192
40,293
42,444
5.3%
24.1%
Operating expense
17,435
18,850
20,110
6.7%
15.3%
Expected credit loss
8,354
8,474
8,880
4.8%
6.3%
Net profit/1
6,961
10,129
11,294
11.5%
62.2%
EPS/1 (Baht per share)
3.65
5.31
5.92
11.5%
62.2%
NIM
2.24%
2.84%
2.91%
0.07%
0.67%
Net fees and service income ratio
19.7%
17.7%
15.5%
-2.2%
-4.2%
Cost to income ratio
51.0%
46.8%
47.4%
0.6%
-3.6%
ROA/1
0.64%
0.92%
1.01%
0.09%
0.37%
ROE/1
5.63%
8.05%
8.75%
0.70%
3.12%
Note:
31
/1 Attributable to owners of the Bank
Bangkok BankView entire presentation