Investor Presentaiton
Cost of risk-2021 (1/2)
Cost of risk vs. Customer loans outstanding at the beginning of the period (in annualised bps)
Group
35
39
89
66
34
2018 2019 2020
2021
Cost of risk: €2,925m (-€2,792m vs. 2020)
Cost of risk at a low level due to the limited number of new
defaults and a high basis of comparison in 2020
Marginal releases of provisions on performing loans (stages 1 &
2) in 2021 (€78m) (reminder from 2020: €1.4bn in provisions)
CIB - Corporate Banking
€201m (-€1,108m vs. 2020)
Low cost of risk compared to a high base in 2020
Limited number of new defaults and releases of provisions on
performing loans (stages 1 & 2)
80
15
13
2
2018 2019 2020
2021
BNP PARIBAS
The bank for a changing world
2021 Full Year Results | 10View entire presentation