Portfolio Valuation and Ameriabank Acquisition Update slide image

Portfolio Valuation and Ameriabank Acquisition Update

Private large portfolio companies EXTERNALLY VALUED MEDICAL INSURANCE BUSINESS OVERVIEW Largest medical insurer in the country with 19%¹ market share Offering a variety of medical insurance products, with a wide distribution network to the Georgian population Market share by net premium revenue¹ GCAP medical insurance Vienna Insurance Group Ardi PSP IC Group 5 Alpha 6 Other 18 Georgia Capital PLC | 1. ISSSG as of 30-Sep-23. 50 57 97 40 19% 33% c.169,000 17% Number of insured clients 6% 2% 2% 65 21% GEORGIA CAPITAL BUSINESSES MAJOR GROWTH DRIVERS Increase market share by growing the book ■ Increase "managed flow" through customer-centric process ■ Enhance gross profit through distribution of non-PMI² products to the book - developing "fee business" ⑥Medium to long-term targets ■ Combined ratio <97% 83
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