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Investor Presentaiton

Pensions Opportunity Globally, pensions have grown to account for an average of 80% of retirement income Governments are not able to cope so are pushing this responsibility to employers and individuals..... ...and industry incumbents are not responding effectively Ageing Populations Defined Benefit to Defined Contribution Increasing Onus on Employers & Individuals Low Customer Engagement High Operating Costs Outdated Technology This is creating a substantial market opportunity that will grow as assets move from DB to DC pensions with DC representing 49% of global pension assets K and grow annually as new contributions are made with government mandated contributions now at 8% 18 June 2019 Link Group Investor Presentation & Strategy Update 66
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