Why Invest in Scotiabank? slide image

Why Invest in Scotiabank?

Global Wealth Management 3rd Largest Wealth Management Business in Canada' Global Wealth Management is focused on delivering comprehensive wealth management advice and solutions to clients across Scotiabank's footprint. Business Overview² 12% 11% Revenue AUM $1.3B 88% International $332B 89% Canada Adjusted Net income 3,4 ($MM) and ROE³ (%) Financial Results 19% AUA $571B $MM, except AUM/AUA Reported Q2/21 Y/Y Q/Q 81% 17.9% 16.7% 13.8% 14.3% 14.3% 425 62 314 332 333 363 378 Q2/20 Q3/20 Q4/20 Q1/21 Net Income4 $372 23% (11%) Pre-Tax, Pre Provision Profit $506 23% (12%) Revenue $1,308 16% (6%) Expenses $802 12% (2%) PCLS ($2) nmf nmf Productivity Ratio 61.3% (210 bps) 250 bps AUM ($B) $332 19% 6% AUA ($B) $571 20% 4% Adjusted² Q2/21 Ex. Performance Fees ■Performance Fees Medium-Term Financial Objectives Net Income Growth Productivity Ratio Operating Leverage Target5 8%+ <65% Positive Net Income4 $378 21% (11%) Pre-Tax, Pre Provision Profit $516 20% (11%) Expenses $792 14% (2%) Productivity Ratio 60.6% (130 bps) 250 bps 1 Based on Total Net Income for publicly traded banks in Canada for the fiscal year ended October 31, 2020; 2 Figures as of April 30, 2021 or for the 3 months ended April 30, 2021; 3 Adjusted for Acquisition- related costs and impact of additional pessimistic scenario; 4 Attributable to equity holders of the Bank; 53-5 year target from 2020 Investor Day 33
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