P&C Insurance and Beverages Business Financial Overview slide image

P&C Insurance and Beverages Business Financial Overview

Private early stage portfolio Renewable energy business overview (cont'd) Key highlights | 31 December 2019 Financial metrics (GEL millions) GEORGIA CAPITAL GEL millions, unless otherwise noted 31-Dec-19 At acquisition price (GCAP share) 107 65%-100% GCAP ownership Following the buyout of the 34.4% minority shareholder in GRPC on 25 February 2020, Renewable Energy consists of wholly-owned hydro and wind power plants with 91MW installed capacity in aggregate. Renewable energy platform 31-Dec-18 2015 2016 2017 2018 2019 Change Change Development Capex NMF NMF 77 68 33 -51.8% 61 74.6% EBITDA NMF NMF (1.7) (0.8) 13 NMF 65% NMF A year о Hydro: 210 MW Wind: 228 MW о Of which operational 71MW Of which operational 21MW о Renewable energy projects overview | 31 December 2019 о Greenfield projects MWs Cost per MW Target commissioning² Gross generation о PPA Current stage of significant growth - increasing installed capacity to 91MW and progressing on the 350MW pipeline The first HPP, Mestiachala HPPs launched in 1H19 on time and within budget before suffering flood damage Acquisition of Hydrolea HPPs with an aggregate 21MW installed capacity, adding GEL 1.0 million EBITDA in 2019 since acquisition Acquisition of 21MW Qartli wind farm, the only operational wind farm in Georgia Construction works commenced on 46MW Zoti HPPs in 4Q19, expected to be operational in 2H21 The Government approved the concept of 108MW wind power plant ("WPP") projects, expected to be commissioned in 2H22 (GWh)¹ Mestiachala HPPS 50 1.2 1H19 174 Yes Operational4 Zoti HPPS 46 1.3 2H21 173 Yes Under Construction Bakhvi 2 HPP 36 1.3 1H22 130 Yes Feasibility Racha HPPS 38 1.5 1H23 168 No Feasibility Mestiachala FY19 performance4 GEL thousands, unless otherwise noted Wind Tbilisi Wind Kaspi 54 1.2 2H22 172 Yes Development Revenue 54 1.4 2H22 211 Yes Development Wind (other) 99 1.4 TBD 340 Yes Darchi HPP 19 1.4 2H22 89 Yes Feasibility Feasibility Of which, business interruption insurance reimbursement EBITDA Recent acquisitions 5 Generation (Gwh)4 14,777 10,047 12,588 54.1 Hydrolea HPPS 21 1.8 2H19 105 Yes Operational Qartli Wind Farm 21 1.4 2H19 85 Yes Operational о Total 438 1,647 (1) (2) (3) (4) ➤ Targeting to earn on average c.12% US$ dollar ROICS³ from renewable energy projects. Generation capacity refers to target gross annual generation. Target commissioning dates are indicative and subject to regulatory procedures. Target return on invested capital is calculated based on average stabilized EBITDA divided by total invested capital. The first phase (30MW) was launched on 8 April 2019, followed by the second phase (20MW) on 4 June 2019. Mestiachala HPPs were flooded and taken offline in late July 2019. (5) Recently acquired projects are wholly owned by Georgia Capital PLC. O о Operations successfully resumed at the first phase (30MW) within the expected timeline and at the originally planned generation level in December 2019. Restoration works continue on the second phase (20MW HPP), expected to return online in 1H21. The insurance company has confirmed the amount of Bl reimbursement for the year 2019 for both HPPs and is in process of remitting the funds to the business. Page 41
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