International Retail Loans and Provisions

Global Wealth Management Adjusted Net Income¹ ($ millions) +4% Y/Y Assets Under Management ($ billion) +9% Y/Y 165 183 179 212 195 188 Q4/14 Q3/15 Q4/15 (1) Adjusted for Cl contribution and notable items (See Appendix - Notable Items) 26 26 Q4/14 Q3/15 Q4/15 Assets Under Administration ($ billion) +6% Y/Y 368 396 391 Q4/14 Q3/15 Q4/15 Scotiabank®

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