Consistent Earnings Growth and Digital Engagement
Fiscal 2022: PTPP 20,131 & Operating Leverage
Modified for partners' share of SCP PCL, FX and Insurance Fair Value Change
20,132
TOTAL BANK
1 Reported Results ($MM)
FY 2022
Revenue Expenses
49,032 24,641
FY 2021
Revenue Expenses
42,693 23,076
SFI Reference
Page 2, L3 & L6
2
PTPP
24,391
19,617
3
PTPP (YOY %)
24.3%
(11.0%)
4
Revenue (YoY %)
14.8%
(2.2%)
5
Expenses (YoY %)
6.8%
6.8%
6 Operating Leverage
8.1%
(9.0%)
7
Adjusted Results ($MM) 20
46,170
24,359
42,693
22,909
Page 2, L16 & L17
8
Minus: U.S. Retail value in C$133, 134
12,201
6,824
10,758
6,417
Page 9, L35 & L36
9
Plus: U.S. Retail value in US$133, 134
9,455
5,292
8,554
5,101
Page 10, L35 & L36
10
Minus: Insurance fair value change 136
(252)
(73)
Page 6, L14
11
Plus: Corporate PCL 125
203
(114)
Page 13, L6
12
Subtotal (Line 12)137
43,676
23,030
40,562
21,479
13
Line 12 PTPP
20,646
19,083
14
Line 12 PTPP (YoY %)
8.2%
3.0%
15
Line 12 Revenue (YoY %)
7.7%
3.4%
16
Line 12 Expenses (YoY %) 140
7.2%
3.7%
17
Line 12 Operating Leverage
0.5%
(0.3%)
68
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