Financial Performance Overview

Well Diversified Advances Advances by Segment (%) 47.5% 52.5% ■ Wholesale ■ Retail Retail Advances Breakup (%) 2.2% - 4.1% • 3.6% 19.7% 11.8% • 83.3% of Wholesale Exposure is to A- or better rated customers Wholesale Exposure is well diversified across industries with top 10 industries accounting for only 29.2% of total exposure Bank amongst the largest Credit Card issuers in India with over 5% market share in Cards in Force Microfinance Lending is well diversified across geographies with top 5 states accounting for 66% of total microfinance advances Increasing Focus on Housing Loans, Vehicle Finance and Other Retail 14.4% 44.2% ■ Business Loans ■ Housing Loans ■ Others ■Credit Cards Agri ■ Microbanking ■ RVF apno ka bank | RBL Bank 8

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