Investor Presentaiton

Business Line Profile: C&I Lending | SBA Lending As of September 30, 2017: C&I Loans $226.0 million SBA Loans $148.0 million Bank Sub Debt 1.1% Unguaranteed Unsecured 2.2% Purchased Receivables 1.0% Shared Nat. Credits 22.1% Credit Lines¹ 75.8% Guaranteed 46.5% C&I and SBA Portfolio Growth (Dollars in millions) Unguaranteed Secured by RE 51.3% SBA 2012-Q3 2017 CAGR = 92.5% - C&I 2012 Q3 2017 CAGR = 20.4% $148.0 $159.0 $108.8 Unguaranteed SBA Loans: $30.7 $24.4 By Business: By Location: $226.0 $6.6 $203.8 Other $146.7 $160.5 Real Other 21.7% $114.9 $93.7 Estate 26.4% Washington Gas Stations 15.6% 15.2% Texas 19.4% 2012 2013 2014 2015 2016 2017Q3 C&I Loans SBA Loans Nevada 3.5% Hotel/ Motels 58.4% California 39.8% (1) Credit Lines include commercial and industrial lines of credit, term loans, mortgage warehouse lines and international trade discounts RBB BANCORP 皇佳商業金控 13

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