Investor Presentaiton

Diversified revenue sources Breakdown of consolidated gross profit FY 3/03 Other group companies SMBC Domestic loan / deposit related revenue International business*1 Fee income, Trading income, etc. FY 3/22 Other group companies Leasing Securities Services • Consumer Finance • Others SMBC Domestic loan / deposit related revenue International business*1 Fee income, Trading income, etc. Breakdown of overseas loan balance (Mar. 22) By industry Material and energy ■Finance and insurance Various services ■Transportation Construction and real estate Retail, wholesale and commodities Automobile and machinery By domicile EMEA Western Europe Eastern Europe Northern Europe Middle East Asia/Pacific Asia Pacific Americas North America Electronics ■IT Others *1 Includes major overseas banking subsidiaries Africa Central and South America Copyright ©2022 Sumitomo Mitsui Financial Group. All Rights Reserved. 25

View entire presentation