3Q 2023 Financial Performance

SEGMENTAL PERFORMANCE | CORPORATE Increased Corporate profitability from net interest income growth partly offset by increased impairments Net Income Before Zakat Movement (SAR Mn) 125 601 1,098 1,386 +26% Total Operating Income (SAR Mn) 1,137 +17% 1,137 969 1,024 1,386 154 (58) 113 132 (381) 856 892 984 +11% QoQ Net income before zakat Net interest income Fee & other income Expenses Impairments Net income before zakat 3Q 22 2Q 23 9M 22 9M 23 Net interest income Corporate Loans (SAR Bn) 132.8 +10% 116.5 121.5 119.8 120.5 125.6 129.4 132.8 IIIIII +3% QoQ Corporate Deposits (SAR Bn) 90.9 3Q 23 Fee & other income Net Income Before Zakat (SAR Mn) 609 +13% -47% 90.6 82.3 82.9 86.2 90.9 609 80.3 72.5 414 392 +5% QoQ +55% QoQ 1Q 22 2Q 22 3Q 22 4Q 22 1Q 23 2Q 23 3Q 23 1Q 22 2Q 22 3Q 22 4Q 22 1Q 23 2Q 23 3Q 23 3Q 22 2Q 23 3Q 23 البنك السعودي الفرنسي Banque Saudi Fransi Net Interest Income 984 SAR Million +15.0% year-on-year Fee & other income 154 SAR Million +36.1% year-on-year Expenses 191 SAR Million +11.7% year-on-year Impairments 338 SAR Million -11.9% year-on-year | 46

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