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RISK MANAGEMENT IMPAIRED ASSETS CONTROL LIST Index Sep-16 = 100 150 NEW IMPAIRED ASSETS BY DIVISION $m 2,000 1,784 1,844 1,787 1,570 1,425 1,500 1,145 100 1,117 1,219 1,121 963 890 1,000 611 50 500 0 0 Sep- 16 1H16 2H16 1H17 2H17 1H18 2H18 1H19 2H19 1H20 2H20 1H21 2H21 Sep- 17 Sep- 18 Sep- 19 Sep- 20 Sep- 21 - Control List by Limits - Control List by No. of Groups Australia R&C New Zealand Institutional Pacific / Other GROSS IMPAIRED ASSETS BY DIVISION GROSS IMPAIRED ASSETS BY EXPOSURE SIZE $m $m 4,000 0.51% 0.55% 0.51% 0.41% 0.34% 0.35% 0.35% 0.33% 0.39% 0.40% 0.40% 0.31% 4,000 3,173 3,173 3,000 2,883 2,940 2,883 2,940 2,599 3,000 2,384 2,459 2,473 2,384 2,599 2,459 2,473 2,034 2,139 2,128 2,029 1,965 2,034 2,139 2,128 2,029 2,000 1,965 2,000 1,000 1,000 0 Mar-16 Sep-16 Mar-17 Sep-17 Mar-18 Sep-18 Mar-19 Sep-19 Mar-20 Sep-20 Mar-21 Sep-21 Australia R&C New Zealand Institutional Pacific/Other % of GLA 0 Mar-16 Sep-16 Mar-17 Sep-17 Mar-18 Sep-18 Mar-19 Sep-19 Mar-20 Sep-20 Mar-21 Sep-21 < 10m 10m to 100m > 100m ANZ 95

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