Investor Presentaiton
Business Unit strategy: Retail
O
• Strengthen frontline capabilities. Provide global standard services, products and advices
• Win customers' trust through robust compliance and high level security. Fulfill our
social responsibility as a leading bank
Retail Business Unit
net operating profit target
FY09: Aiming to double
the FY06 forecast
MUFG
Key points of Retail Business Unit medium-term plan
(1) Promote internet/mobile strategy
Full-fledged response to the internet
society
Initiatives in online settlement
(2) Strengthen 'overall customer assets'
sales approach
Full-scale response to shift from
savings to investment, extending
as far as insurance.
Balance of overall customer assets
(\tn)
(bank + trust bank + securities)
110
100
90
80
70
60
Effect of
interest rate
increase
(3) Pursue fundamental advances in
retail securities business
0
Become top-class in retail securities
business (flow)
FY04
FY05
FY06
(estimate)
Increase assets under management
☐ Deposit etc., ☐ Investment
☐ Securities
intermediation
Insurance
trust
annuities
Others (securities assets etc.,)
FY09
(target)
Approx. ¥400 bn
FY06(forecast)
FY09(target)
with securities intermediation
Strengthen online securities
(4) Expansion and long-term sustainable growth in consumer finance
Credit card: Market/customer needs-driven approach
Card loan: Actively respond to increasing need for banks
(5) Radical reorganization and expansion of lending to individuals
Business opportunities expanding with increasing need for banks, driven by higher
demand for loans among individuals, the shift from government housing loans to
private-sector loans, the aging of the population and the amendment of Money
Lending Business Law
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