Investor Presentaiton

○ Sound Asset Quality Coverage Ratio 250% 200% 138% 150% 139% 129% 142% 138% 105% 107% 116% 100% 50% 224% 207% 179% 188% 179% 182% 182.2% 187.9% 191% --Previous Criteria -IFRS 0% 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 3Q22 4Q22 1Q23 2Q23 3Q23 Cost of Risk 2.8% 3.0% 2.5% 2.5% 2.0% 2.0% 2.3% 2.2% 1.39% 1.5% 1.8% 1.81% 1.59% 1.59% 1.66% 1.0% Pre-2022 Criteria -Recurring -Pre-2018 Criteria -IFRS 1.39% 1.36% 1.43% 0.5% 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 3Q22 4Q22 1Q23 2Q23 3Q23 27 * Cost of Risk: Provisions / Average Total loans (Performing + Past Due). Since 2018 all the recoveries are registered on Provisions (net). DB Div Rev NIM NI ROE TI LD Dep ICAP BAP Guid ESG Eco Loan Mkt Hist C/I App GRUPO FINANCIERO

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