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Investor Presentaiton

Environmental and Social Management Policy - Summary (August 22, 2022) 1 Prohibited businesses ■Businesses that have a negative impact on wetlands designated under the Ramsar Convention Businesses that have a negative impact on World Heritage Sites designated by UNESCO Businesses that infringe on the Convention on International Trade in Endangered Species of Wild Fauna and Flora (Washington Convention) ■Businesses that engage in child labor or forced labor 2 Businesses requiring additional DD 4 Businesses that negatively impact the local communities of indigenous peoples Businesses that expropriate land and force the relocation of residents Governance Governance • DBJ has created the Sustainability Committee as a body under the Executive Committee In-house education and training Communication with stakeholders 3 Policies for specific sectors Weapons Does not provide investments in and extend loans to businesses that use these funds to manufacture cluster bombs and other weapons regarded as inhumane weapons of grave concern by international society. Coal-fired thermal power generation Does not engage in projects to build new or expand existing coal-fired thermal power plants, while participating in initiatives for transitioning to cleaner thermal power plants with the use of new technologies. Palm oil Confirms the business in question has obtained international certification for sustainable palm oil production and has not caused any problems with indigenous peoples and local communities. Lumber Makes sure the business in question does not engage in illegal logging or cause trouble with indigenous peoples and local communities. Coal mining Refuses to provide investments and loans to new coal mining businesses that plan on mountaintop removal (MTR). Oil and gas Takes a cautious stance on evaluating investments and loans for oil and gas development projects, oil sands projects, shale oil and gas development projects, and pipeline projects located in the Arctic Circle. Large-scale hydroelectric power (output of at least 30 MW and dam wall height of at least 15 m) Makes sure there are no problems in terms of environmental impact, indigenous peoples, and local communities. 33 DBJ
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