The Bancorp Financial Overview

The Bancorp FINANCIAL REVIEW: HISTORICAL CAPITAL POSITION 25% 20% 15% 10% 5% CAPITAL POSITION THE BANCORP INC. CAPITAL RATIOS Total RBC Ratio Tier 1 Capital Ratio Tier 1 Leverage Ratio 0% 2017 2018 2019 2020 Q2 2021 Well-capitalized minimum Tier 1 Leverage Ratio 7.9% 10.1% 9.6% 9.2% 8.5% 5.0% Tier 1 Risk-based 16% 20% 19% 14% 15% 8% Capital Ratio (RBC)1 Total Risk-based Capital Ratio 17% 21% 19% 15% 16% 10% 1Tier 1 risk-based ratio is identical to Common Equity Tier 1 to risk weighted assets and has a 6.5% well capitalized minimum HIGHLIGHTS 29 20 • Established and executing share buyback program of $10M a quarter for 2021 Corporate governance requires periodic assessment of capital minimums Capital planning includes stress testing for unexpected conditions and events

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