Investor Presentaiton
31
SUMMARY PERFORMANCE OF CONSUMER AND HIGH NETWORTH (CHNW)
KEY TAKEOUTS
KES millions
2022
2021
% change
Net interest income
2,225
1,911
16
Growth in interest income as a result of growth in
customer loans and margin improvement.
Non-interest revenue
711
664
7
Total Income
2,936
2,575
14
Credit loss ratio
1.7%
1.1%
Customer loans and advances
51,519
48,447
6
Customer deposits
67,931
67,488
1
Contingents
227
278
(18)
Letters of credit
0
0
0
Guarantees
227
278
(18)
□ Increase in non-interest revenue mainly driven by
income from transactional products
□ Credit ratio accelerated by tough economic
conditions characterised by high inflation thus
putting pressure on disposable income.
Marginal growth in customer loans by 6%
reflecting challenging times for most households.
Stanbic IT CAN BEView entire presentation