Group Financial Results H1 2016 slide image

Group Financial Results H1 2016

Expansion of UK operations • BOC UK is growing its lending business in order to improve profitability; Self funded growth through retail deposits BOC UK has a branch in North London and business centres in Central London, South London and Birmingham and focuses on meeting the needs of entrepreneurs and owner-managed businesses • Executive team strengthened with a new CFO, CRO, Chief Customer & Commercial Officer and MD Consumer Gross loans and customer deposits (bn) Key figures £mn 1H2016 1H2015 2Q2016 1Q2016 Euro (€) Sterling pound (£) 1,49 Operating profit 3.342 2.178 1,43 1,43 1.21 Increase 9% 1.200 2.142 1,14 1,17 Increase 12% 1,04 1,08 1,13 Profit before tax 3.629 1.839 0,83 0,88 0,93 1.408 2.221 Loans by sector as at 30 June 2016 1% 2% 19% Dec Mar Jun- 15 16 16 Dec 15 Mar Jun- 16 16 Dec Mar- Jun- 15 16 16 Dec Mar- Jun- 15 16 16 Gross Loans Customer Deposits Gross Loans Customer Deposits ■ Corporate 78% ■SMES ■Consumer credit Housing Bank of Cyprus KOINO KYMPI 22
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