Investor Presentaiton

Liquidity Summary ($ Billions) 9/30/22 Cash and Cash Equivalents¹ $0.2 High Quality Liquid Assets (HQLA)² $2.0 Total Cash and HQLA $2.2 Revolving Credit Facility (RCF)³ $1.0 Total Contingent Facilities4 $1.7 Total Available Liquidity5 $4.9 • ⚫ PL has adequate liquidity with Cash and HQLA of $2.2B • We have no material pre-funding needs in the next decade • Additionally, we have $1.0B in an undrawn revolving credit facility provided collectively by 21 top tier global and US banks •PL also has $1.7B in unencumbered contingent liquidity facilities, with the majority being capable of providing same day funding • Total available liquidity of $4.9B represents a subset of our total available liquidity at the consolidated group level 1 Excludes bilateral cash collateral pledged or received, including associated deposits and restricted funds 2 HQLA includes U.S. Treasury securities, obligations of other U.S. government authorities and agencies, and publicly traded US Investment Grade bonds that are either close to maturity (duration < 3 months) or on the run securities (issued in the last 31 days) 3 PLC and PLIC co-borrowed RCF matures in June 2026 4 Contingent facilities include estimated borrowing capacity against Federal Home Loan Bank (FHLB) eligible collateral ring-fenced for PLIC liquidity, commercial paper program and securities lending cash release capacity 5 Represents management's internal measure of liquidity. Includes liquidity sources within PLC and readily available to PLIC PACIFIC LIFE PLGFII - Investor Presentation (Q3 2022) 23 of 33

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