Investor Presentaiton
Portfolio composition.
Total committed exposure (TCE) by risk grade at 30 September 2022 ($m)
Standard and Poor's risk grade¹
AAA to AA-
A+ to A-
BBB+ to BBB-
BB+ to BB
BB- to B+
<B+
Mortgages
Other consumer products
TCE
TCE at 30 September 2021
Exposure by region² (%)
Credit quality
Australia
NZ / Pacific
Asia
Americas
Europe
Group
% of total
207,929
22,192
1,145
13,890
568
245,724
20%
37,923
5,509
1,275
4,386
6,474
55,567
5%
66,313
11,996
2,922
4,033
1,413
86,677
7%
77,537
14,135
554
166
116
92,508
8%
51,964
7,391
282
284
391
60,312
5%
6,482
1,936
34
8,452
1%
536,374
66,866
603,240
51%
29,827
1,014,349
3,595
33,422
3%
133,620
6,212
22,759
8,962
1,185,902
959,067
86%
132,925
5,974
21,092
6,224
1,125,282
11%
<1%
2%
<1%
100%
Loan composition at 30 September 2022 (% of total)
Housing
Business
■Institutional
■Other consumer
16
71
Total loans
$744bn
1 Risk grade equivalent. 2 Exposure by booking office.
11
73
Westpac Group 2022 Full Year Results Presentation & Investor Discussion Pack
No direct exposure to
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