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Visa Investor Day

Expanding Value of Visa Net Access and Acceptance Channels Transaction Processing Products and Services Historic Current Future VISA . • • • Basic POS and ATM Acceptance Clear rules and processes Reliable authorization, clearing, settlement Traditional transaction authentication tools (e.g. CVV, PIN) • New segments (e.g. small ticket) New access channels (mobile, mPOS, developer centers) Value-added and OBO transaction services Customizations for geographical settlement Account level processing . • Platform for merchants and issuers to customize experience and grow commerce Highly customized processing experience • New cross-channel technology support (e.g. tokenization) Business Intelligence Platforms and Tools Basic settlement reporting Operational transaction reporting Risk and fraud management tools Business intelligence to target and deliver real- time offers 14 Visa Investor Day . Services based on item/basket level information • Enhanced authentication capabilities
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